Hurricane season is still in full effect with a dangerous one making its way up the coast as we speak. Storms like Hurricane Matthew have fierce winds that can cause serious damage to the exterior of homes. After the storm has subsided, all siding repairs should be made immediately.
Check Your Insurance
Before you make any repairs, take a look at your insurance policy and see what’s exactly covered. Some policies will cover a full re-siding of the entire house even if only one area has been damaged by the storm, while others will only cover the area that has sustained damage. Once you know what will be paid for by the insurance company, you can start looking for contractors.
Many people make the mistake of submitting a claim before they reach out for an estimate from a contractor. Have the siding contractor give you an estimate for replacement of the damaged areas, as well as an estimate for a whole house re-siding. Just remember to reach out to your insurance agent to see if a claim should be made. Submitting too many claims within a short period of time will likely have you dropped from your insurance provider.
It’s a Match
Depending on how old your current siding is and what company it’s from, finding an exact match for replacement can prove to be difficult. When this happens, re-siding the entire house may be necessary. Luckily, supplemental claims may be submitted when this issue arises to help cover some of the additional costs.
When a storm with harsh winds sends a tree limb into the side of your home, you’ll need to know how to go about repairing your siding. When you need a contractor to provide an estimate, contact the expert installers at Preferred Exterior. To learn more, or to schedule a free estimate, give us a call at (516) 354-7252.